No insurance

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319. 1a Driving without Insurance

The ultimate resolution of a driving without insurance ticket will depend on a number of factors including, but not limited to, was an accident involved, did you receive other tickets along with the no insurance ticket, did you own the vehicle, the court that the ticket is returnable to, the prosecutor handling the case and whether you are actually able to show proof that the vehicle was insured at the time of the incident. The Suffolk County Traffic and Parking Violations Agency (SCTPVA) in Hauppauge takes a particularly hard position when it comes to tickets for no insurance.

The consequences for a conviction of driving without insurance (319.1a) are severe. Essentially if you are convicted of driving without insurance in New York your license will be revoked for a period of 1 year, in addition to a fine of at least $100, a $80 surcharge and a $750 civil penalty.

Often no insurance can be dismissed, or at least reduced, however I have often sat in court waiting for one of the cases I was handling to be called and watched while a defendant stood before the judge without an attorney and plead guilty to a no insurance ticket that I knew could have been dismissed or at very least reduced. The judge will often tell the defendant that if he or she pleads to the charge they will receive a $100 fine and $80 surcharge. The defendant pleads guilty not realizing that they have just lost their license for 1 year, and will be required to pay an additional $750 civil penalty when they reapply for the license.

NO ONE SHOULD EVER PLEAD GUILTY TO A NO INSURANCE TICKET (319.1a)
WITHOUT FIRST CONSULTING WITH AN ATTORNEY

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